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Clearxchange Is Big Bank Competition For Paypal January 18 Arik Armstead 49ers Jersey , 2014 | Author: Cornelius Nunev | Posted in Business
The Associated Press reports that PayPal should check its rear-view mirror, because three competitive banking giants are gaining. A new mobile payments program called clearXchange now makes it easier than ever for consumers to make person-to-person payments thru a mobile number or even with an email address. Three U.S. banking companies anticipate that clearXchange will eventually replace traditional money transfers altogether. Do not worry; you will still be able to get a payday loan.

Lower charges than prepaid debit and eBay’s PayPal service

Bank of America, Chase bank and Wells Fargo are suggesting the Charlotte, N.C. clearXchange has fewer fees than prepaid debit cards and eBay’s PayPal, even though banks bring on the fees. The person-to-person clearXchange will only be given to the three banks’ customer base, but it will change to the mobile payment program soon.

The Associated Press states that Jack Stephenson believes the clearXchange is very simple. Stephenson is JPMorgan’s Director of Mobile, eCommerce and Payments.

“Customers will be able to send and receive money even more quickly and easily,” he said, “with full confidence their funds are in a bank account without worrying about cash, checks or higher-cost services.”

The money in PayPal

From one year ago, PayPal increased 28 percent in the money it processed as it processed $27.4 billion in 2011′s first quarter. EBay states that PayPal has about 100 million active users at all times. EBay is sure that PayPal will make more money than its parent business annually soon as PayPal’s revenue hit $992.3 million.

There’s ‘An innovative game-changer’

Business Wire spoke with Wells Fargo Executive V.P. Mike Kennedy who said the simplicity of clearXchange will change how mobile payments work.

“This is an innovative game-changer in electronic payments,” he said. “We want our customers to be able to easily send money to anyone without having to establish a new account outside their primary bank. All our customers need to know is the email address or mobile number of a friend or family member and (clearXchange) takes care of the rest.”

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ALGERIES, Sept. 24 (Xinhua) -- Algerian Foreign Minister Abdelkader Messahel affirmed Algeria's support for the UN initiative to resolve the Libyan crisis, official Algeria Press Service reported Sunday.

Messahel, who is attending the UN General Assembly in New York, said to media Sunday that "Algeria has supported and will support the United Nations in its efforts to accompany the Libyans to resolve their crisis, but we are against multiple initiatives because that may complicate things."

The minister added that Algeria welcomes all efforts that strengthen the UN initiative to solve the Libyan crisis. He stressed that "we need Libya's stability. The Libyan should have strong government institutions, a unified army, a parliament and a legitimate representation of citizens. This could put the Libyans in a strong position against terrorism."

In the same time, he stressed that "Algeria's position is based on non-interference in the affairs of other countries and the rejection of any interference in our internal affairs."

Libyan central figures reached a shaky peace accord following UN-sponsored talks held in Morocco on Dec. 17, 2015, in an attempt to end over six years of civil war.

Both a national unity government and a cabinet were established, headed by Prime Minister Fayez al-Seraj, whose top mission is uniting Libya's opposing parliament in order to stand united in their fight against terrorist militants.

Currently, Libya has two rival parliaments, the House of Representatives which is the internationally recognized one, based in the eastern port city of Tobruk, and the General National Congress parliament, based in the capital city of Tripoli.

Albanian version of Chinese president's book on governance launched in Tirana

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China Focus: Beijing-Shanghai railway speed rises to 350 kph

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